Question : We are considering obtaining a reverse mortgage. My wife and I would have good use for the money obtained that way She’s 65; I am 68. Stop Dreaming Start Action
A problem might arise from the otherwise happy fact that we both come from long-lived clans. Our parents are alive and, considering their advanced years, quite healthy.
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All right, who turned off the heat?
A late December dose of frigid weather has finally iced over most of the water in our neck of the woods. Normally, this would signify an early-season ice-fishing bonanza.
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Dear Ann Landers: When I had my children I chose to stay at home with them. That decision did not mean I’d be a free baby sitter for my income-earning friends. I don’t mind swapping baby-sitting hours with someone who will take my kids when we want an evening out, but I resent it when people try to take advantage of me.
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However tenaclous the recession turns out to have been, one result seems apparent:
This downturn has produced a broad-based harvest of unemployed people.
Many companies are paring back due to economic pressures or “rightsizing” effors to hit optimum operating levels. Now, as the lald-off workers took for Jobs, they and their families are also juggling the strains of erratic or reduced income.
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Domestic workers who come to your home and are paid at least $50 per quarter must be treated as employees for tax purposes.
This means that you, as an employer, should be withholding state and federal taxes to be remitted quarterly. Failure to comply could bring penalties.
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